(a) Payment password leakage. Once an attacker gets the payment password in some way, he or she can easily impersonate the cardholder to make purchases over the Internet and bring losses to the cardholder. This is where people's main concern about online payment security lies.
(b) Fake SMS (emails) are easier to identify compared to fake websites. online payment processors Cardholders should confirm the real identity of the SMS sender or the content of the SMS after receiving any SMS related to bank cards and payments.
(c) Do not set simple passwords. For example, do not use a simple combination of numbers like "123456", your own or your relatives' birthday information, or phone number. In addition, pay attention to the security of the payment terminal, such as do not pay online in public Internet cafes, install anti-virus and anti-trojan software on the payment terminal. Also, pay attention to not easily peeping or videotaping for others when entering passwords in other places,multi purpose steam mop and do not record passwords on pieces of paper that can be easily seen by people.
(d) If you need to use online transfer, online shopping and other online payment services, it is recommended that customers try to use the bank's own network payment channels for payment. Customers can open online banking and mobile banking at bank branches and apply to receive authentication media tools (such as U shield or electronic cryptograph, etc.). All online transactions must be digitally signed using to U shield or electronic cryptograph to ensure that each transaction is confirmed by the customer himself.
(e) In order to ensure the safety of funds, it is recommended to minimize the "binding" operation with third-party institutions and not to easily open the quick payment business of third-party payment companies. As these third-party payment companies are convenient for customers to pay online, even if the customer does not open online banking, cell phone banking can be paid, so in the registration, the opening verification procedures are carried out through the network, the information verified are relatively simple, can not confirm whether the customer's own will (no face to face to open). Once opened successfully, it will be simpler to pay again, and the risk of customer funds being stolen is relatively high. If you want to use the third party's quick payment, be sure to keep your card number, card password, cell phone number, ID number and other important information, do not easily inform others, or login to unknown websites, do not easily open the links and QR codes sent by others to prevent the computer and cell phone from being invaded by Trojan horses.
(F) You can make a card specifically for online shopping or payment. Deposit small amounts of cash on a regular basis or when needed, "never expose yourself to debit cards with large amounts of money or credit cards with high overdraft limits online."
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